PRIVACY POLICY

Effective Date: [Insert Date]

Last Updated: [Insert Date]

DEFINITIONS

“KARE Legacy,” “we,” “us,” or “our” refers collectively to KARE Legacy Law, PLLC (a Florida law firm) and KARE Legacy Group, LLC (a non-legal advisory company), unless otherwise specified. “Legal Services” refers only to services provided by KARE Legacy Law, PLLC pursuant to a written engagement agreement. “Non-Legal Services” refers to consulting, education, legacy planning support, and memory preservation services provided by KARE Legacy Group, LLC. “Website” refers to all pages, content, features, forms, and communications available through our online platform. “User,” “you,” or “your” refers to anyone who accesses or uses the Website.

1. INTRODUCTION

Kare Legacy Law, PLLC and Kare Legacy Group, LLC (collectively, “KARE Legacy,” “we,” “us,” or “our”) respect your privacy and are committed to protecting the personal, financial, and legacy-related information you entrust to us.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you:

• Visit our website(s)
• Engage our estate planning, legal, insurance, or legacy preservation services
• Communicate with us in any manner (online, phone, email, or in person)

As a law firm and advisory organization, KARE Legacy may be subject to attorney-client privilege and confidentiality obligations only after a formal attorney-client relationship has been established through a signed written engagement agreement. Information submitted prior to such engagement may not be protected as privileged or confidential.

2. SCOPE OF THIS POLICY

This Privacy Policy applies to:

• Website visitors
• Prospective clients
• Clients of Kare Legacy Law, PLLC
• Clients of Kare Legacy Group, LLC
• Individuals whose information is included in estate plans, insurance applications, or legacy preservation materials

This Policy applies only to online and firm-related data practices and does not govern third-party platforms not controlled by us .

3. INFORMATION WE COLLECT

We collect information necessary to deliver high-quality legal, advisory, and legacy services.

A. Personal Information

• Full name, address, email, phone number
• Date of birth and identification details
• Family structure (spouse, children, beneficiaries, fiduciaries)
• Employment and financial background

B. Sensitive & Confidential Information

Depending on the services you engage, we may collect:

• Financial data (assets, liabilities, insurance coverage)
• Estate planning details (wills, trusts, beneficiaries)
• Health-related information (when relevant to planning or insurance)
• Audio, video, or written legacy preservation materials
• Personal messages, recordings, or memories intended for loved ones

C. Insurance & Financial Planning Data

• Policy details, underwriting information, and risk factors
• Beneficiary designations and coverage needs

D. Technical & Usage Data

• IP address, browser type, device information
• Pages visited, time spent, referring URLs
• Cookies and analytics data

E. Communications

• Emails, messages, call recordings (where permitted)
• Intake forms and consultation notes

4. HOW WE COLLECT INFORMATION

We collect information through:

• Website forms and scheduling tools
• Client intake questionnaires
• Consultations and strategy sessions
• Document uploads and secure portals
• Third-party integrations (e.g., insurance carriers, payment processors)
• Automated technologies such as cookies and analytics tools

5. HOW WE USE YOUR INFORMATION

We use your information to:

A. Provide Services

• Draft estate planning documents
• Structure asset protection strategies
• Facilitate insurance planning and underwriting
• Create and store legacy preservation content

B. Communicate with You

• Respond to inquiries
• Schedule and manage consultations
• Provide updates and deliverables

C. Improve Our Services

• Analyze website usage and engagement
• Enhance client experience and offerings

D. Compliance & Legal Obligations

• Comply with applicable laws and regulations
• Prevent fraud and unauthorized activity

E. Marketing (Limited Use)

• Provide educational content, newsletters, or updates
• You may opt out at any time

6. INFORMATION SHARING & DISCLOSURE

We do not sell your personal information.

We may share information only as necessary:

A. Service Providers

• Insurance carriers, underwriting partners
• Payment processors and IT service providers
• Secure cloud storage and document management platforms

B. Legal & Regulatory Requirements

• When required by law, court order, or regulatory authority

C. With Your Consent

• When you explicitly authorize sharing (e.g., with financial advisors, CPAs, or family members)

D. Business Transfers

• In the event of a merger, acquisition, or restructuring

All third parties are required to maintain confidentiality and data protection standards.

7. ATTORNEY-CLIENT PRIVILEGE & CONFIDENTIALITY

Information shared with Kare Legacy Law, PLLC for legal services may be protected under attorney-client privilege and work-product doctrine. However:

• Communications through the website or prior to formal engagement may not be privileged
• You should avoid submitting highly sensitive information until an attorney-client relationship is established

No attorney-client relationship is formed through the use of this Website, submission of information, or communication with KARE Legacy unless and until a formal written engagement agreement has been executed.

8. DATA SECURITY

We implement industry-standard safeguards to protect your information, including:

• Encryption (in transit and at rest)
• Secure client portals
• Access controls and authentication protocols
• Vendor due diligence

Despite these measures, no system can guarantee absolute security .

9. DATA RETENTION

We retain information:

• As long as necessary to provide services
• To comply with legal, regulatory, and ethical obligations
• For legitimate business purposes

Legacy preservation materials may be retained long-term in accordance with client instructions.

10. COOKIES & TRACKING TECHNOLOGIES

We may use cookies and similar technologies to:

• Improve website functionality
• Analyze traffic and usage
• Enhance user experience

You can modify your browser settings to control cookies.

11. YOUR PRIVACY RIGHTS

Depending on applicable laws, you may have the right to:

• Access your personal information
• Request correction or deletion
• Restrict or object to processing
• Opt out of marketing communications

To exercise your rights, contact us using the information below.

12. CHILDREN’S PRIVACY

Our services are not directed to individuals under 18, and we do not knowingly collect data from minors without appropriate consent .

13. THIRD-PARTY LINKS

Our website may contain links to third-party websites. We are not responsible for their privacy practices.

14. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy periodically. Updates will be posted on this page with a revised effective date. Continued use of our services constitutes acceptance of the updated Policy .

15. DIGITAL LEGACY & CONTENT OWNERSHIP

As part of our legacy preservation services, KARE Legacy may collect, store, and manage digital legacy content, including but not limited to video recordings, audio messages, written materials, and personal archives (“Legacy Content”).

Ownership

You retain full ownership of all Legacy Content created and stored through our services.

License to KARE Legacy

You grant KARE Legacy a limited, non-exclusive license to store, manage, and deliver such content in accordance with your instructions.

Post-Death Access & Permissions

You may designate individuals (“Authorized Recipients”) who will receive access to your Legacy Content upon:

• Death
• Incapacity
• Or other triggering events defined by you

We will rely on:

• Written instructions
• Estate planning documents
• Verified requests from fiduciaries (e.g., trustee, personal representative)

Delivery Triggers

Legacy Content may be released upon:

• Receipt of a death certificate
• Written confirmation from a fiduciary
• Predefined delivery schedules (e.g., milestone-based messages)

Storage Duration

Legacy Content will be stored:

• For the duration of your client relationship
• Or as otherwise agreed in writing

We reserve the right to establish retention limits with advance notice.

Limitation of Responsibility

KARE Legacy is not responsible for:

• How recipients interpret or use the content
• Emotional or relational outcome

16. FLORIDA-SPECIFIC PRIVACY RIGHTS (FIPA)

Under the Florida Information Protection Act (FIPA), we maintain reasonable administrative, technical, and physical safeguards to protect personal information.

Data Breach Notification

In the event of a data breach involving your personal information, we will:

• Investigate promptly
• Notify affected individuals as required by Florida law
• Coordinate with authorities if necessary

17. MARKETING COMMUNICATIONS & OPT-OUT RIGHTS

You may receive communications related to:

• Educational content
• Updates
• Promotions

You have the right to:

• Opt out at any time by clicking “unsubscribe”
• Contact us directly to be removed

We honor all opt-out requests promptly in compliance with applicable laws.

18. RELATIONSHIP TO TERMS OF USE AND DISCLAIMER

This Privacy Policy should be read together with our Terms of Use and Website Disclaimer, which collectively govern your use of this Website. In the event of any conflict, the Terms of Use shall control.

19. CONTACT US

If you have any questions about this Privacy Policy or our data practices, please contact:

KARE Legacy

Kare Legacy Law, PLLC

Kare Legacy Group, LLC

📧 Email: [Insert Email]

📞 Phone: [Insert Phone]

📍 Address: [Insert Address]